> For the complete documentation index, see [llms.txt](https://apidocs.akinon.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://apidocs.akinon.com/commerce-openapis/checkout/card-payment/process-3d-secure-return-response.md).

# Process 3D Secure Return Response

Processes the return response from 3D Secure verification and completes payment. This endpoint is called when the bank redirects back after authentication.

**Return Parameters**: Gateway-specific parameters are passed back from the 3D Secure provider. Common parameters include:

* `three_d_secure`: Verification status (boolean)
* `success`: Transaction success status (boolean)
* `md`: Merchant data passed through 3D Secure flow
* `xid`: Transaction identifier from 3D Secure
* `eci`: Electronic Commerce Indicator
* `cavv`: Cardholder Authentication Verification Value
* `mdStatus`: MD status code from provider
* Additional gateway-specific parameters

**MD Status Validation**:

* Gateway validates the `mdStatus` and other response parameters
* Each gateway has specific validation logic via `is_md_status_valid()`
* Failed validation returns user to payment page with error

**Transaction Creation**:

* Successful 3D Secure verification creates order and transaction
* Transaction ID format: `3D_RETURN_{order_number}_{suffix}`
* Sensitive parameters are filtered from transaction log

**Cached Card Retrieval**:

* Card details are retrieved from cache using pre-order hash
* If cache expired, payment fails and user must restart
* Successful payment clears cached card data

**Save Card After 3D Secure**:

* If user chose to save card, it's tokenized after successful payment
* Save operation happens asynchronously via Celery task

**Next Pages**:

* Success: `ThankYouPage` (order completed)
* Failure: Redirects back to `CreditCardConfirmationPage` with error

```json
{"openapi":"3.1.0","info":{"title":"Overview","version":"1.0.0"},"tags":[{"name":"Card Payment","description":"# Checkout Card Payment\n\nAccept credit and debit card payments through a multi-step flow covering BIN lookup, installment selection, 3D Secure verification, payment confirmation, saved card selection, and order completion.\n\n## Authentication\n\nThese endpoints support both authenticated and anonymous sessions.\n\n- **Authenticated users**: Session cookie (`sessionid`) tracks checkout progress.\n- **Anonymous users**: Guest checkout is available when the `CAN_GUEST_PURCHASE` setting is enabled.\n## Request Format\n\nInclude the following header in all checkout requests:\n\n- **x-requested-with**: `XMLHttpRequest`\n\n## Dynamic Settings\n\nThe following settings are managed at runtime through the admin interface and do not require a server restart.\n\n### THREE_D_SECURE_ENABLED\nMaster switch for 3D Secure verification. When disabled, 3D Secure is skipped regardless of other rules.\n\n### THREE_D_SECURE_RULES\nRule-based conditions that determine when 3D Secure is required. Rules are evaluated in order; the first match triggers 3D Secure. Only active when `THREE_D_SECURE_ENABLED` is enabled.\n\nAvailable rule types: amount threshold, POS terminal identifier, failed attempt limit per email address, failed attempt limit per IP address, guest user status, first-time purchaser, payment currency.\n\n### INSTALLMENT_FILTERS\nFilters that restrict which installment options are presented. Filters are applied in sequence; each may remove options or stop further filtering.\n\n## Static Settings\n\nThe following settings are configured in the server environment and require a restart to take effect.\n\n### DEFAULT_CARD_SLUG\nFallback card identifier used when a BIN number is submitted but no matching record is found. Defaults to `other`."}],"servers":[{"description":"Akinon Checkout API","url":"https://{commerce_url}","variables":{"commerce_url":{"default":"sandbox.akinon.com"}}}],"paths":{"/orders/checkout/?page=CreditCardThreeDSecurePage":{"post":{"tags":["Card Payment"],"operationId":"submitCreditCardThreeDSecure","summary":"Process 3D Secure Return Response","description":"Processes the return response from 3D Secure verification and completes payment.\nThis endpoint is called when the bank redirects back after authentication.\n\n**Return Parameters**:\nGateway-specific parameters are passed back from the 3D Secure provider.\nCommon parameters include:\n- `three_d_secure`: Verification status (boolean)\n- `success`: Transaction success status (boolean)\n- `md`: Merchant data passed through 3D Secure flow\n- `xid`: Transaction identifier from 3D Secure\n- `eci`: Electronic Commerce Indicator\n- `cavv`: Cardholder Authentication Verification Value\n- `mdStatus`: MD status code from provider\n- Additional gateway-specific parameters\n\n**MD Status Validation**:\n- Gateway validates the `mdStatus` and other response parameters\n- Each gateway has specific validation logic via `is_md_status_valid()`\n- Failed validation returns user to payment page with error\n\n**Transaction Creation**:\n- Successful 3D Secure verification creates order and transaction\n- Transaction ID format: `3D_RETURN_{order_number}_{suffix}`\n- Sensitive parameters are filtered from transaction log\n\n**Cached Card Retrieval**:\n- Card details are retrieved from cache using pre-order hash\n- If cache expired, payment fails and user must restart\n- Successful payment clears cached card data\n\n**Save Card After 3D Secure**:\n- If user chose to save card, it's tokenized after successful payment\n- Save operation happens asynchronously via Celery task\n\n**Next Pages**:\n- Success: `ThankYouPage` (order completed)\n- Failure: Redirects back to `CreditCardConfirmationPage` with error","parameters":[{"$ref":"#/components/parameters/AjaxRequestHeader"},{"$ref":"#/components/parameters/SessionCookieHeader"}],"requestBody":{"required":false,"content":{"application/x-www-form-urlencoded":{"schema":{"$ref":"#/components/schemas/CreditCardThreeDSecureInput"}}}},"responses":{"200":{"description":"3D Secure verification processed","content":{"application/json":{"schema":{"$ref":"#/components/schemas/CheckoutResponse"}}}}}}}},"components":{"parameters":{"AjaxRequestHeader":{"name":"x-requested-with","in":"header","required":true,"description":"Required header for AJAX requests. Must be set to `XMLHttpRequest` for all checkout requests.","schema":{"type":"string","enum":["XMLHttpRequest"],"default":"XMLHttpRequest"}},"SessionCookieHeader":{"name":"Cookie","in":"header","required":false,"description":"Session cookie header (e.g. `sessionid=abc123` or `osessionid=<session_id>`)","schema":{"type":"string"}}},"schemas":{"CreditCardThreeDSecureInput":{"type":"object","required":["three_d_secure","success"],"properties":{"three_d_secure":{"type":"boolean","description":"3D Secure verification status.\nMust be true for successful verification.","enum":[true]},"success":{"type":"boolean","description":"Transaction success status.\nMust be true for successful transaction.","enum":[true]},"md":{"type":"string","description":"Merchant data passed through 3D Secure flow"},"xid":{"type":"string","description":"Transaction identifier from 3D Secure provider"},"eci":{"type":"string","description":"Electronic Commerce Indicator from 3D 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data"}}},"CheckoutResponse":{"type":"object","properties":{"context_list":{"type":"array","items":{"$ref":"#/components/schemas/PageContext"}},"pre_order":{"$ref":"#/components/schemas/PreOrder"},"errors":{"oneOf":[{"type":"object","additionalProperties":{"type":"array","items":{"type":"string"}}},{"type":"null"},{"type":"array","items":{"type":"string"}}]},"template_name":{"type":"string"}}},"PageContext":{"type":"object","properties":{"page_name":{"type":"string","description":"Class name of the page (e.g., \"IndexPage\", \"AddressSelectionPage\")"},"page_slug":{"type":"string","description":"URL-friendly slug for the page"},"page_context":{"type":"object","description":"Page-specific context data","additionalProperties":true}}},"PreOrder":{"type":"object","description":"Pre-order state containing basket, addresses, shipping, payment information","properties":{"basket":{"$ref":"#/components/schemas/Basket"},"shipping_address":{"oneOf":[{"$ref":"#/components/schemas/Address"},{"type":"null"}]},"billing_address":{"oneOf":[{"$ref":"#/components/schemas/Address"},{"type":"null"}]},"shipping_option":{"oneOf":[{"$ref":"#/components/schemas/ShippingOptionDetail"},{"type":"null"}]},"billing_and_shipping_same":{"oneOf":[{"type":"boolean"},{"type":"null"}]},"payment_option":{"oneOf":[{"$ref":"#/components/schemas/PaymentOptionDetail"},{"type":"null"}]},"notifications":{"type":"array","items":{"type":"object"}},"shipping_amount":{"oneOf":[{"type":"string","pattern":"^\\d+\\.\\d{2}$"},{"type":"null"}]},"total_amount":{"oneOf":[{"type":"string","pattern":"^\\d+\\.\\d{2}$"},{"type":"null"}]},"unpaid_amount":{"oneOf":[{"type":"string","pattern":"^\\d+\\.\\d{2}$"},{"type":"null"}]},"loyalty_money":{"oneOf":[{"type":"string","pattern":"^\\d+\\.\\d{2}$"},{"type":"null"}]},"currency_type_label":{"type":"string"},"installment":{"oneOf":[{"$ref":"#/components/schemas/Installment"},{"type":"null"}]},"card_info":{"oneOf":[{"type":"object","description":"Card information from BIN lookup","properties":{"bin_number":{"type":"string","description":"Card BIN (first 6-8 digits)"},"card":{"type":"object","description":"Card details from BIN database","properties":{"pk":{"type":"integer"},"name":{"type":"string","description":"Card type name (e.g., \"Visa\", \"Mastercard\")"}}}}},{"type":"null"}]},"redirect_to_three_d":{"oneOf":[{"type":"boolean"},{"type":"null"}]},"delivery_option":{"oneOf":[{"$ref":"#/components/schemas/DeliveryOption"},{"type":"null"}]},"retail_store":{"oneOf":[{"$ref":"#/components/schemas/RetailStore"},{"type":"null"}]},"funds_transfer_bank":{"oneOf":[{"$ref":"#/components/schemas/BankAccount"},{"type":"null"}]},"number":{"oneOf":[{"type":"string","description":"Pre-order/order number"},{"type":"null"}]},"order":{"oneOf":[{"type":"object","description":"Created order (after checkout completion)","properties":{"pk":{"type":"integer"},"number":{"type":"string"},"status":{"type":"string"}}},{"type":"null"}]},"payment_choice":{"oneOf":[{"$ref":"#/components/schemas/PaymentChoice"},{"type":"null"}]},"user_email":{"oneOf":[{"type":"string"},{"type":"null"}]},"phone_number":{"oneOf":[{"type":"string"},{"type":"null"}]},"user_phone_number":{"oneOf":[{"type":"string"},{"type":"null"}]},"gift_box":{"oneOf":[{"type":"object","properties":{"note":{"type":"string"},"gift_video":{"type":"boolean"},"gift_video_notification_sent":{"type":"boolean"},"price":{"type":"string"}}},{"type":"null"}]},"delivery_range":{"oneOf":[{"type":"object","properties":{"lower":{"type":"string","format":"date-time"},"upper":{"type":"string","format":"date-time"}}},{"type":"null"}]},"total_amount_with_interest":{"oneOf":[{"type":"string","pattern":"^\\d+\\.\\d{2}$"},{"type":"null"}]},"is_guest":{"type":"boolean"},"is_post_order":{"type":"boolean"},"data_source_shipping_options":{"oneOf":[{"type":"array","items":{"$ref":"#/components/schemas/DataSourceShippingOptionDetail"}},{"type":"null"}]},"attribute_based_shipping_options":{"oneOf":[{"type":"array","items":{"$ref":"#/components/schemas/PreOrderAttributeBasedShippingOption"}},{"type":"null"}]}}},"Basket":{"type":"object","properties":{"pk":{"type":"integer"},"total_amount":{"type":"string","pattern":"^\\d+\\.\\d{2}$"}}},"Address":{"type":"object","properties":{"pk":{"type":"integer"},"email":{"type":"string"},"phone_number":{"type":"string"},"first_name":{"type":"string"},"last_name":{"type":"string"},"country":{"$ref":"#/components/schemas/Country"},"city":{"$ref":"#/components/schemas/City"},"line":{"type":"string"},"title":{"type":"string"},"township":{"$ref":"#/components/schemas/Township"},"district":{"oneOf":[{"$ref":"#/components/schemas/District"},{"type":"null"}]},"postcode":{"type":"string"},"notes":{"type":"string"},"company_name":{"type":"string"},"tax_office":{"type":"string"},"tax_no":{"type":"string"},"e_bill_taxpayer":{"type":"boolean"},"is_corporate":{"type":"boolean"},"primary":{"type":"boolean"},"identity_number":{"type":"string"}}},"Country":{"type":"object","properties":{"pk":{"type":"integer"},"code":{"type":"string"},"name":{"type":"string"}}},"City":{"type":"object","properties":{"pk":{"type":"integer"},"name":{"type":"string"}}},"Township":{"type":"object","properties":{"pk":{"type":"integer"},"name":{"type":"string"}}},"District":{"type":"object","properties":{"pk":{"type":"integer"},"name":{"type":"string"}}},"ShippingOptionDetail":{"type":"object","description":"Detailed shipping option with calculated amount","properties":{"pk":{"type":"integer"},"name":{"type":"string"},"slug":{"type":"string"},"logo":{"oneOf":[{"type":"string","format":"uri"},{"type":"null"}]},"shipping_amount":{"type":"string","pattern":"^\\d+\\.\\d{2}$"},"description":{"oneOf":[{"type":"string"},{"type":"null"}]},"kwargs":{"type":"object","additionalProperties":true}}},"PaymentOptionDetail":{"type":"object","description":"Detailed payment option with type information","properties":{"pk":{"type":"integer"},"name":{"type":"string"},"slug":{"type":"string"},"payment_type":{"type":"string","enum":["credit_card","funds_transfer","bkm_express","loyalty_money","cash_register","gpay","redirection","stored_card","masterpass","masterpass_rest","credit_payment","pay_later","saved_card","confirmation","b2b","wallet","pay_on_delivery"]},"payment_type_label":{"type":"string"}}},"Installment":{"type":"object","properties":{"pk":{"type":"integer"},"installment_count":{"type":"integer"},"label":{"type":"string"},"price_with_accrued_interest":{"type":"string","pattern":"^\\d+\\.\\d{2}$"},"monthly_price_with_accrued_interest":{"type":"string","pattern":"^\\d+\\.\\d{2}$"}}},"DeliveryOption":{"type":"object","properties":{"pk":{"type":"integer"},"name":{"type":"string"},"delivery_option_type":{"type":"string","enum":["customer","retail_store","pickup_location"]},"is_active":{"type":"boolean"}}},"RetailStore":{"type":"object","properties":{"pk":{"type":"integer"},"name":{"type":"string"},"erp_code":{"type":"string"},"township":{"$ref":"#/components/schemas/Township"},"click_and_collect":{"type":"boolean"},"is_active":{"type":"boolean"}}},"BankAccount":{"type":"object","description":"Bank account for funds transfer payments","properties":{"pk":{"type":"integer"},"bank_name":{"type":"string","description":"Name of the bank"},"account_holder":{"type":"string","description":"Account holder name"},"iban":{"type":"string","description":"International Bank Account Number"},"currency":{"type":"string","description":"Currency code (e.g., \"USD\", \"EUR\", \"TRY\")"},"is_active":{"type":"boolean"}}},"PaymentChoice":{"type":"object","properties":{"value":{"type":"string"},"label":{"type":"string"},"price":{"type":"string","pattern":"^\\d+\\.\\d{2}$"}}},"DataSourceShippingOptionDetail":{"type":"object","description":"Data source shipping option for multi-vendor shipping","properties":{"pk":{"type":"integer"},"shipping_amount":{"type":"string","pattern":"^\\d+\\.\\d{2}$"},"shipping_option_name":{"type":"string"},"shipping_option_logo":{"oneOf":[{"type":"string","format":"uri"},{"type":"null"}]},"data_source":{"type":"object","properties":{"pk":{"type":"integer"},"title":{"type":"string"}}},"description":{"oneOf":[{"type":"string"},{"type":"null"}]}}},"PreOrderAttributeBasedShippingOption":{"type":"object","description":"Attribute-based shipping option selected for a product group","properties":{"pk":{"type":"integer"},"shipping_option_name":{"type":"string"},"shipping_option_logo":{"oneOf":[{"type":"string","format":"uri"},{"type":"null"}]},"shipping_amount":{"type":"string","pattern":"^\\d+\\.\\d{2}$"},"product_ids":{"type":"array","items":{"type":"integer"}},"attribute_value":{"type":"string"},"attribute_key":{"oneOf":[{"type":"array","items":{"type":"string"}},{"type":"null"}]}}}}}}
```


---

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